This established European-style bakery café franchise operates in a high-traffic commercial corridor in northern New Jersey, serving a loyal customer base of morning commuters and afternoon shoppers with freshly baked pastries, breads, and specialty beverages. With $250K in SDE on a $1.5M asking price, the business is supported by proven franchise systems, trained staff, and a prime high-visibility location. Growth channels including catering, delivery, and digital ordering remain underdeveloped, providing near-term upside for a growth-oriented operator.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $250,000 in annual cash flow (SDE/EBITDA), implying a 6.0x multiple on the asking price.
It operates in the New Jersey area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
