Cafe With Real Estate for Sale in Philadelphia, NJ
Why this business stands out
This family-owned cafe in Southern New Jersey includes the underlying real estate in the sale, providing a buyer with both a cash-flowing operating business and a tangible property asset. Established in 2020, the cafe has built a loyal repeat customer base and cultivated lasting community relationships through consistent operations and quality menu offerings. The combined business and real estate package offers a compelling value proposition for a buyer seeking a community-oriented hospitality asset with property ownership upside.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $610,000
- Cash flow (SDE/EBITDA)
- $52,500
- Est. down payment (10%)
- $61,000
- Est. SBA loan (10yr @ 10.5%)
- $549,000
- Est. monthly payment
- $7,408
- Annual debt service
- $88,895
- Owner cash flow after debt
- -$36,395
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $610,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $52,500 in annual cash flow (SDE/EBITDA), implying a 11.6x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Philadelphia-Camden-Wilmington area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.