Listed 5 months ago Home Services

Residential Hvac Company for Sale in Michigan

Asking price
$2,000,000
Cash flow (SDE/EBITDA)
$391,317
Multiple
5.1x
Checked 10dRecurring RevenueSticky Customers

Why this business stands out

This residential HVAC company in Southwest Michigan serves a large active customer base with maintenance agreements, flat-rate pricing, and a CRM system providing strong operational infrastructure. The business focuses exclusively on residential service and replacement work with no refrigeration or new construction exposure, providing a straightforward and predictable revenue model. With $391K in seller discretionary earnings on a $2 million asking price, the business offers solid returns for an owner-operator in an essential services trade.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$2,000,000
Cash flow (SDE/EBITDA)
$391,317
Est. down payment (10%)
$200,000
Est. SBA loan (10yr @ 10.5%)
$1,800,000
Est. monthly payment
$24,288
Annual debt service
$291,460
Owner cash flow after debt
$99,857
Debt Service Coverage Ratio
Meets SBA minimum
1.34x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this home services business cost?

The asking price is $2,000,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $391,317 in annual cash flow (SDE/EBITDA), implying a 5.1x multiple on the asking price.

Where is this home services business located?

It operates in the Michigan area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.