Property Damage Restoration Company for Sale in Chicago, IL
Why this business stands out
This property damage restoration business in the Chicago metro area provides water damage, fire disaster restoration, mold remediation, and biohazard services to residential and commercial clients, backed by preferred vendor relationships with national and regional insurance carriers. The executively operated model requires the owner to focus on marketing and relationship management rather than field work, with operations structured to scale to any volume level. Insurance-backed recurring demand and high service margins relative to the asking price create a resilient and scalable cash flow profile.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $299,000
- Cash flow (SDE/EBITDA)
- $134,340
- Est. down payment (10%)
- $29,900
- Est. SBA loan (10yr @ 10.5%)
- $269,100
- Est. monthly payment
- $3,631
- Annual debt service
- $43,573
- Owner cash flow after debt
- $90,767
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this home services business cost?
The asking price is $299,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $134,340 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.
Where is this home services business located?
It operates in the Chicago-Naperville-Elgin area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.