Listed 2 months ago Home Services

Established Profitable Hvac Company for Sale in Chicago, IL

Asking price
$625,000
Cash flow (SDE/EBITDA)
$205,000
Multiple
3.0x
Checked 14dRecurring RevenueSticky CustomersGrowth Trajectory

Why this business stands out

This residential and commercial HVAC service business operates in the Chicago metro area with nearly $1 million in annual gross billings and strong discretionary earnings. The company employs a lean team supplemented by subcontractors, providing flexibility to scale capacity with demand. Year-round service requirements in the Midwest climate and an established customer base support consistent revenue for a new owner or strategic acquirer.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$625,000
Cash flow (SDE/EBITDA)
$205,000
Est. down payment (10%)
$62,500
Est. SBA loan (10yr @ 10.5%)
$562,500
Est. monthly payment
$7,590
Annual debt service
$91,081
Owner cash flow after debt
$113,919
Debt Service Coverage Ratio
Strong coverage
2.25x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this home services business cost?

The asking price is $625,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $205,000 in annual cash flow (SDE/EBITDA), implying a 3.0x multiple on the asking price.

Where is this home services business located?

It operates in the Chicago-Naperville-Elgin area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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