Cash And Carry Food for Sale in Miami, FL
Why this business stands out
This South Florida cash-and-carry wholesale distributor of food, beverages, and paper goods has operated for over 18 years, generating $198K in SDE on $1.2M in annual sales with a COD payment model that eliminates accounts receivable risk. The business serves repeat weekly commercial customers in Broward County, producing predictable, high-frequency revenue without marketing expense. The long operating history and loyal customer base reflect a defensible position in a steady-demand niche.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $560,000
- Cash flow (SDE/EBITDA)
- $198,000
- Est. down payment (10%)
- $56,000
- Est. SBA loan (10yr @ 10.5%)
- $504,000
- Est. monthly payment
- $6,801
- Annual debt service
- $81,609
- Owner cash flow after debt
- $116,391
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this wholesale & distribution business cost?
The asking price is $560,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $198,000 in annual cash flow (SDE/EBITDA), implying a 2.8x multiple on the asking price.
Where is this wholesale & distribution business located?
It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.