Listed 4 months ago Wholesale & Distribution

Bread Distribution Route for Sale in Tampa, FL

Asking price
$270,000
Cash flow (SDE/EBITDA)
$135,790
Multiple
2.0x
Verified 1dRecurring RevenueSticky Customers

Why this business stands out

This package of two bread distribution routes in the Tampa Bay area covers 34 accounts across grocery stores, convenience stores, schools, and restaurants under a protected territory arrangement with a major national baking company. Combined annual gross sales near $1 million generate strong net earnings, supported by a well-known portfolio of consumer brands. Company-related financing options and the turnkey nature of the operation make this a compelling acquisition for a hands-on owner-operator.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$270,000
Cash flow (SDE/EBITDA)
$135,790
Est. down payment (10%)
$27,000
Est. SBA loan (10yr @ 10.5%)
$243,000
Est. monthly payment
$3,279
Annual debt service
$39,347
Owner cash flow after debt
$96,443
Debt Service Coverage Ratio
Strong coverage
3.45x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this wholesale & distribution business cost?

The asking price is $270,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $135,790 in annual cash flow (SDE/EBITDA), implying a 2.0x multiple on the asking price.

Where is this wholesale & distribution business located?

It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.