Insulation Contractor for Sale in Tampa, FL
Why this business stands out
This Tampa Bay area insulation business has rapidly built a strong local reputation through builder referrals and word-of-mouth, generating over $1.26 million in trailing twelve-month revenue and approximately $307,000 in cash flow with limited marketing spend. Vehicles, trailers, equipment, inventory, and an established team are included in the sale, providing a buyer with immediate operational capacity to serve the demand already present in the market. The startup phase is complete and the business is well-positioned for a hands-on owner-operator to expand production capacity and capture additional growth in Florida's active residential construction sector.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $649,000
- Cash flow (SDE/EBITDA)
- $306,854
- Est. down payment (10%)
- $64,900
- Est. SBA loan (10yr @ 10.5%)
- $584,100
- Est. monthly payment
- $7,882
- Annual debt service
- $94,579
- Owner cash flow after debt
- $212,275
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this home services business cost?
The asking price is $649,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $306,854 in annual cash flow (SDE/EBITDA), implying a 2.1x multiple on the asking price.
Where is this home services business located?
It operates in the Tampa-St. Petersburg-Clearwater area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.