This HVAC business in Connecticut offers a low-cost entry into the skilled trades at a $125K asking price with $28K in SDE, suited to a licensed technician looking to acquire an existing customer base and bypass startup overhead. The business operates in a state with year-round HVAC demand driven by both heating and cooling needs. The acquisition provides an immediate book of business and a foundation for organic growth through expanded service offerings or additional technicians.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $125,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $28,000 in annual cash flow (SDE/EBITDA), implying a 4.5x multiple on the asking price.
It operates in the Connecticut area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.