This independent bread distributorship covers a protected territory in the greater Denver metro area, delivering nationally recognized bakery brands to grocery store accounts several days per week. The route generates consistent annual earnings with company-related financing available and an included vehicle for a buyer entering the business. Protected territory rights and contracted distribution agreements provide predictable recurring cash flow with low operational complexity.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $177,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $122,416 in annual cash flow (SDE/EBITDA), implying a 1.4x multiple on the asking price.
It operates in the Denver-Aurora-Lakewood area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
