Listed 5 months ago Retail & E-commerce

Retail & Event Florist for Sale in Santa Rosa, CA

Asking price
$114,430
Cash flow (SDE/EBITDA)
$40,150
Multiple
2.9x
Verified today

Why this business stands out

This retail florist serves both walk-in customers and event clients in the Northern California wine country region, with local farm partnerships supporting fresh, differentiated product sourcing. The dual revenue model — combining everyday retail sales with higher-ticket event floristry — provides cash flow diversification across transaction sizes and seasonality patterns. Farm partnerships enhance margin potential and product quality, distinguishing the business from competitors relying on wholesale distribution.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$114,430
Cash flow (SDE/EBITDA)
$40,150
Est. down payment (10%)
$11,443
Est. SBA loan (10yr @ 10.5%)
$102,987
Est. monthly payment
$1,390
Annual debt service
$16,676
Owner cash flow after debt
$23,474
Debt Service Coverage Ratio
Strong coverage
2.41x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $114,430. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $40,150 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Santa Rosa-Petaluma area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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