Grocery And Liquor Store for Sale in San Francisco, CA
Why this business stands out
A grocery and liquor store in San Francisco generates $58K to $60K in monthly gross revenue under semi-absentee management, operating with a 10-year lease and licenses covering beer, wine, spirits, tobacco, and food retail. The San Francisco market's high foot traffic and dense residential neighborhoods support steady convenience retail demand. At $198K asking price with $65K in SDE, this is an affordable owner-operator acquisition in one of the country's highest-cost-of-living urban retail markets.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $198,000
- Cash flow (SDE/EBITDA)
- $65,000
- Est. down payment (10%)
- $19,800
- Est. SBA loan (10yr @ 10.5%)
- $178,200
- Est. monthly payment
- $2,405
- Annual debt service
- $28,854
- Owner cash flow after debt
- $36,146
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $198,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $65,000 in annual cash flow (SDE/EBITDA), implying a 3.0x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.