Independent Insurance Agency for Sale in Los Angeles, CA
Why this business stands out
This legacy personal lines insurance agency in Los Angeles County has operated for over four decades, generating approximately $320,000 in annual revenue with a loyal policyholder base and decades of client retention. Two experienced team members are in place to ensure continuity, and the office is well-situated in a high-traffic county market. The business is best suited for a licensed buyer seeking an established book of business with immediate recurring revenue and meaningful organic growth potential.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $800,000
- Cash flow (SDE/EBITDA)
- $80,000
- Est. down payment (10%)
- $80,000
- Est. SBA loan (10yr @ 10.5%)
- $720,000
- Est. monthly payment
- $9,715
- Annual debt service
- $116,584
- Owner cash flow after debt
- -$36,584
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $800,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $80,000 in annual cash flow (SDE/EBITDA), implying a 10.0x multiple on the asking price.
Where is this professional services business located?
It operates in the Los Angeles-Long Beach-Anaheim area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.