Personal Training Gym for Sale in California
Why this business stands out
A personal training gym in the San Francisco Bay Area with four consecutive years of revenue growth and approximately $137,291 in annual cash flow, operating with no employees in a fully built-out modern facility. Revenue streams include one-on-one and small-group training, an independent contractor rental arrangement, and food and beverage sales from a co-located meal prep partner. SBA pre-approval and seller financing down to $31,000 down make this an accessible acquisition for a fitness-oriented operator.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $299,000
- Cash flow (SDE/EBITDA)
- $137,291
- Est. down payment (10%)
- $29,900
- Est. SBA loan (10yr @ 10.5%)
- $269,100
- Est. monthly payment
- $3,631
- Annual debt service
- $43,573
- Owner cash flow after debt
- $93,718
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $299,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $137,291 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.
Where is this personal services business located?
It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.