Listed 2 months ago Personal Services

Personal Training Gym for Sale in California

Asking price
$299,000
Cash flow (SDE/EBITDA)
$137,291
Multiple
2.2x
Verified todayRecurring RevenueGrowth TrajectoryKey Person Risk

Why this business stands out

A personal training gym in the San Francisco Bay Area with four consecutive years of revenue growth and approximately $137,291 in annual cash flow, operating with no employees in a fully built-out modern facility. Revenue streams include one-on-one and small-group training, an independent contractor rental arrangement, and food and beverage sales from a co-located meal prep partner. SBA pre-approval and seller financing down to $31,000 down make this an accessible acquisition for a fitness-oriented operator.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$299,000
Cash flow (SDE/EBITDA)
$137,291
Est. down payment (10%)
$29,900
Est. SBA loan (10yr @ 10.5%)
$269,100
Est. monthly payment
$3,631
Annual debt service
$43,573
Owner cash flow after debt
$93,718
Debt Service Coverage Ratio
Strong coverage
3.15x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $299,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $137,291 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.

Where is this personal services business located?

It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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