Listed 2 months ago Home Services

Oriental & Area Rug for Sale in San Francisco, CA

Asking price
$3,400,000
Cash flow (SDE/EBITDA)
$230,000
Multiple
14.8x
Verified 3dKey Person Risk

Why this business stands out

This San Francisco Bay Area rug cleaning and restoration business occupies a defensible niche, serving clients who own high-value handmade Oriental, Persian, and antique rugs that require specialized handling unavailable from general carpet cleaning franchises. The business generates strong cash flow on a high-margin operating model, benefiting from a clientele that is relatively insulated from economic downturns given the value of the assets being maintained. The specialized expertise and equipment required to enter this niche create meaningful barriers to competition.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$3,400,000
Cash flow (SDE/EBITDA)
$230,000
Est. down payment (10%)
$340,000
Est. SBA loan (10yr @ 10.5%)
$3,060,000
Est. monthly payment
$41,290
Annual debt service
$495,481
Owner cash flow after debt
-$265,481
Debt Service Coverage Ratio
Below coverage
0.46x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this home services business cost?

The asking price is $3,400,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $230,000 in annual cash flow (SDE/EBITDA), implying a 14.8x multiple on the asking price.

Where is this home services business located?

It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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