Listed 2 months ago Home Services

Hvac Company for Sale in San Francisco, CA

Asking price
$195,000
Cash flow (SDE/EBITDA)
$105,622
Multiple
1.8x
Verified 2dRecurring RevenueSticky CustomersKey Person RiskRegulatory Risk

Why this business stands out

A home-based HVAC service company in the San Francisco Bay Area generating approximately $105,622 in annual cash flow serving both residential and light commercial clients in one of the country's most resilient and high-demand service markets. The home-based structure keeps overhead low, and the business carries an established reputation for quality work. Buyers seeking a low-overhead skilled-trade acquisition in a premium California market will find this an accessible entry point with strong fundamentals.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$195,000
Cash flow (SDE/EBITDA)
$105,622
Est. down payment (10%)
$19,500
Est. SBA loan (10yr @ 10.5%)
$175,500
Est. monthly payment
$2,368
Annual debt service
$28,417
Owner cash flow after debt
$77,205
Debt Service Coverage Ratio
Strong coverage
3.72x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this home services business cost?

The asking price is $195,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $105,622 in annual cash flow (SDE/EBITDA), implying a 1.8x multiple on the asking price.

Where is this home services business located?

It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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