Fireplace And Outdoor Living for Sale in San Francisco, CA
Why this business stands out
This San Francisco Bay Area fireplace and outdoor living specialty business serves homeowners and contractors seeking premium hearth products, outdoor fireplaces, and related installation services in a high-income regional market with strong discretionary spending on home improvement. The business has built relationships with builders and design professionals that generate referral-based project work alongside its direct retail customer base. The combination of product sales and installation services creates complementary revenue streams that smooth seasonality and support above-average margins for the specialty retail category.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $739,000
- Cash flow (SDE/EBITDA)
- $315,169
- Est. down payment (10%)
- $73,900
- Est. SBA loan (10yr @ 10.5%)
- $665,100
- Est. monthly payment
- $8,975
- Annual debt service
- $107,694
- Owner cash flow after debt
- $207,475
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this home services business cost?
The asking price is $739,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $315,169 in annual cash flow (SDE/EBITDA), implying a 2.3x multiple on the asking price.
Where is this home services business located?
It operates in the San Francisco-Oakland-Berkeley area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.