Listed 2 months ago Food & Beverage

Freestanding Diner & Restaurant for Sale in Phoenix, AZ

Asking price
$495,000
Cash flow (SDE/EBITDA)
$240,000
Multiple
2.1x
Checked 13dSticky Customers

Why this business stands out

This long-operating freestanding diner in the Phoenix metro area serves three meals seven days a week, generating approximately $1.6 million in annual revenue and strong cash flow from a loyal customer base built on proximity to multiple medical centers. The business benefits from a below-market long-term lease provided by the seller, who owns the real estate, creating a structural cost advantage that is difficult for competitors to replicate. A tenured staff with low turnover delivers consistent guest experiences and underpins the operation's revenue stability.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$495,000
Cash flow (SDE/EBITDA)
$240,000
Est. down payment (10%)
$49,500
Est. SBA loan (10yr @ 10.5%)
$445,500
Est. monthly payment
$6,011
Annual debt service
$72,136
Owner cash flow after debt
$167,864
Debt Service Coverage Ratio
Strong coverage
3.33x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this food & beverage business cost?

The asking price is $495,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $240,000 in annual cash flow (SDE/EBITDA), implying a 2.1x multiple on the asking price.

Where is this food & beverage business located?

It operates in the Phoenix-Mesa-Chandler area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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