Breakfast & Lunch Restaurant for Sale in Phoenix, AZ
Why this business stands out
A modern café and restaurant space in the heart of downtown Phoenix, positioned within walking distance of major office towers, hotels, and light rail, generating strong weekday and weekend pedestrian traffic. The fully equipped kitchen and efficient front-of-house layout are suitable for full-service or fast-casual conversion, offering a new operator a plug-and-play entry into one of the city's most active urban corridors. Sold as an asset sale, the opportunity allows a buyer to avoid ground-up build costs in a rapidly revitalizing district.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $195,000
- Cash flow (SDE/EBITDA)
- $75,000
- Est. down payment (10%)
- $19,500
- Est. SBA loan (10yr @ 10.5%)
- $175,500
- Est. monthly payment
- $2,368
- Annual debt service
- $28,417
- Owner cash flow after debt
- $46,583
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this food & beverage business cost?
The asking price is $195,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $75,000 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.
Where is this food & beverage business located?
It operates in the Phoenix-Mesa-Chandler area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.