Listed 2 months ago Professional Services

Cpa & Accounting Firm for Sale in Richmond, VA

Asking price
$525,000
Cash flow (SDE/EBITDA)
$200,000
Multiple
2.6x
Checked 11dRecurring RevenueSticky Customers

Why this business stands out

This Richmond, Virginia CPA firm has served business owners and individuals for nearly a decade with zero advertising, relying entirely on referrals and repeat business to sustain a diversified revenue mix of tax preparation, bookkeeping, payroll, and consulting. Generating $200K in annual SDE with no client concentration risk, the firm represents a clean, low-risk acquisition for a licensed CPA seeking an established practice. The efficient staffing model and multi-service platform provide a solid foundation for organic growth under new ownership.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$525,000
Cash flow (SDE/EBITDA)
$200,000
Est. down payment (10%)
$52,500
Est. SBA loan (10yr @ 10.5%)
$472,500
Est. monthly payment
$6,376
Annual debt service
$76,508
Owner cash flow after debt
$123,492
Debt Service Coverage Ratio
Strong coverage
2.61x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this professional services business cost?

The asking price is $525,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $200,000 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.

Where is this professional services business located?

It operates in the Richmond area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.