Listed 4 months ago Retail & E-commerce

Lumber Yard & Hardware for Sale in Vermont

Asking price
$4,250,000
Cash flow (SDE/EBITDA)
$543,000
Multiple
7.8x
Checked 15d

Why this business stands out

This family-owned building materials and hardware retailer in Vermont has operated under consistent ownership since inception, serving a loyal mix of contractors, businesses, and retail customers from a strategically located highway property. The business is the dominant building materials supplier in its immediate trade area, supported by a reputation for high-quality materials and service that competitors within a broad radius have not displaced. The combination of real estate, inventory, and strong community positioning makes this an exceptional legacy acquisition.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$4,250,000
Cash flow (SDE/EBITDA)
$543,000
Est. down payment (10%)
$425,000
Est. SBA loan (10yr @ 10.5%)
$3,825,000
Est. monthly payment
$51,613
Annual debt service
$619,352
Owner cash flow after debt
-$76,352
Debt Service Coverage Ratio
Below coverage
0.88x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $4,250,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $543,000 in annual cash flow (SDE/EBITDA), implying a 7.8x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Vermont area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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