Insurance Agency for Sale in Dallas, TX
Why this business stands out
This Texas insurance agency operates a fully virtual, well-bundled book of business spanning over 1,200 policies and more than $4.1 million in premium, with an 82% retention rate sustained over 20-plus years of continuous operation. Two experienced staff members are in place to support a smooth ownership transition, and the existing customer relationships provide a stable earnings base with cross-selling upside. At $699,000 with over $217,000 in annual cash flow, the agency offers a recurring-revenue acquisition in a stable, essential-services category.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $699,000
- Cash flow (SDE/EBITDA)
- $217,597
- Est. down payment (10%)
- $69,900
- Est. SBA loan (10yr @ 10.5%)
- $629,100
- Est. monthly payment
- $8,489
- Annual debt service
- $101,865
- Owner cash flow after debt
- $115,732
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $699,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $217,597 in annual cash flow (SDE/EBITDA), implying a 3.2x multiple on the asking price.
Where is this professional services business located?
It operates in the Dallas-Fort Worth-Arlington area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.