This independent commercial insurance agency in the Dallas-Fort Worth market serves small to mid-sized businesses statewide across liability, property, auto, bond, and workers' compensation lines, generating $272K in SDE on a $600K book. The agency operates with a stable licensed staff and diverse carrier relationships, giving it flexibility to customize coverage solutions that larger carriers cannot easily match. Fully relocatable and SBA-eligible with 10% down, the business offers a strong platform for an insurance professional or investor seeking a recurring revenue service business with low capital intensity.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $600,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $271,820 in annual cash flow (SDE/EBITDA), implying a 2.2x multiple on the asking price.
It operates in the Dallas-Fort Worth-Arlington area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
