This South Texas automotive service shop has operated for over five years with consistent annual revenue growth and a loyal repeat customer base, and is offered as a complete turnkey package including real estate and all equipment. The retiring seller is prepared to provide transition support, reducing operational risk for an incoming buyer unfamiliar with the existing client relationships. Real estate inclusion eliminates lease uncertainty and provides the buyer with both an operating business and an owned commercial property asset.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,095,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $135,000 in annual cash flow (SDE/EBITDA), implying a 8.1x multiple on the asking price.
It operates in the Corpus Christi area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.