This specialty quilting and sewing machine retailer has built a loyal following and community-hub reputation through a curated product selection, expert staff, educational workshops, and a complementary online presence. The retail inventory value alone exceeds the asking price, providing meaningful asset coverage for the acquisition. A buyer gains an established niche retail business with both physical and digital sales channels and deep customer relationships in an engaged hobbyist community.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $1,000,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $225,906 in annual cash flow (SDE/EBITDA), implying a 4.4x multiple on the asking price.
It operates in the Tennessee area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
