Retail Clothing Boutique for Sale in Hilton Head Island, SC
Why this business stands out
This women's and men's clothing boutique is located in a high-foot-traffic downtown shopping district in a coastal South Carolina market, with a loyal local following and a growing e-commerce channel that extends reach beyond walk-in customers. The store carries affordable on-trend apparel, accessories, and gifts, with a reputation for personalized service that drives repeat visits. An active online store with an established customer base provides an omnichannel revenue stream alongside the physical retail location.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $55,000
- Cash flow (SDE/EBITDA)
- $37,000
- Est. down payment (10%)
- $5,500
- Est. SBA loan (10yr @ 10.5%)
- $49,500
- Est. monthly payment
- $668
- Annual debt service
- $8,015
- Owner cash flow after debt
- $28,985
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $55,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $37,000 in annual cash flow (SDE/EBITDA), implying a 1.5x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Hilton Head Island-Bluffton-Port Royal area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.