Grocery Store Chain for Sale in Rhode Island
Why this business stands out
This two-location regional grocery operation in Rhode Island generates over $12M in combined revenue and $1.46M in SDE, offering a full-service product mix including custom-cut meats, seafood, deli, bakery, prepared foods, and catering. The stores operate seven days a week with both in-store and online ordering for pickup, providing multiple customer acquisition channels and recurring household spending. At a $5.3M asking price, the deal offers a buyer an established community grocery platform with catering upside and significant real estate-like cash flow stability.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $5,300,000
- Cash flow (SDE/EBITDA)
- $1,462,611
- Est. down payment (10%)
- $530,000
- Est. SBA loan (10yr @ 10.5%)
- $4,770,000
- Est. monthly payment
- $64,364
- Annual debt service
- $772,368
- Owner cash flow after debt
- $690,243
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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- Exact city & location
- Full business description
- Broker & contact details
- Detailed financials
Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $5,300,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $1,462,611 in annual cash flow (SDE/EBITDA), implying a 3.6x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the Rhode Island area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.