Listed 4 months ago Retail & E-commerce

Specialty Gift Retail Franchise for Sale in Pennsylvania

Asking price
$149,999
Cash flow (SDE/EBITDA)
$4,258
Multiple
35.2x
Verified 2d

Why this business stands out

This nationally recognized gift and food franchise operates in a differentiated niche with consistent demand across holidays, events, and everyday gifting occasions. The business benefits from strong brand awareness, an established online ordering platform, and multiple revenue channels including delivery and digital sales. A new owner can step into an existing operation with immediate revenue and meaningful upside through local marketing and corporate account development.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$149,999
Cash flow (SDE/EBITDA)
$4,258
Est. down payment (10%)
$15,000
Est. SBA loan (10yr @ 10.5%)
$134,999
Est. monthly payment
$1,822
Annual debt service
$21,859
Owner cash flow after debt
-$17,601
Debt Service Coverage Ratio
Below coverage
0.19x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $149,999. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $4,258 in annual cash flow (SDE/EBITDA), implying a 35.2x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Pennsylvania area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.