This specialty retailer serves middle to high-end customers with fireplace products and outdoor living solutions, operating from a standout showroom with nearly three decades of market presence in Pennsylvania. The business has built a loyal customer base and strong local reputation through a focus on design aesthetics and quality, differentiating it from big-box competitors. Growth opportunities include expanding the outdoor living category and increasing online sales, with a lean five-day operating schedule leaving room for incremental revenue gains.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $460,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $182,058 in annual cash flow (SDE/EBITDA), implying a 2.5x multiple on the asking price.
It operates in the Pennsylvania area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
