Independent Retail Pharmacy for Sale in North Carolina
Why this business stands out
This Western North Carolina independent retail pharmacy fills approximately 360 prescriptions per day across a diverse mix including behavioral health, generic, and brand medications, generating $8.6M to $8.7M in annual revenue from a freestanding building with drive-thru and in-house delivery capabilities. The 95% third-party payer mix with acceptance of all major insurances provides payment diversification, and the clean compliance history with no pending audits reduces acquisition risk. Seller-owned real estate is available for purchase or lease, offering flexibility in deal structure.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,850,000
- Cash flow (SDE/EBITDA)
- $344,000
- Est. down payment (10%)
- $185,000
- Est. SBA loan (10yr @ 10.5%)
- $1,665,000
- Est. monthly payment
- $22,467
- Annual debt service
- $269,600
- Owner cash flow after debt
- $74,400
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $1,850,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $344,000 in annual cash flow (SDE/EBITDA), implying a 5.4x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the North Carolina area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.