This insurance agency north of Raleigh, North Carolina operates under a national carrier brand and manages a large book of policies with strong retention, generating over two and a half million dollars in annual revenue. The agency runs with a fully remote team, giving a new owner flexibility on location while maintaining operational continuity. With one of the fastest-growing regional markets in the state as its backdrop, the agency carries meaningful organic growth potential alongside its existing cash flow.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $4,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $554,223 in annual cash flow (SDE/EBITDA), implying a 8.1x multiple on the asking price.
It operates in the Raleigh area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
