Insurance Adjusting Company for Sale in North Carolina
Why this business stands out
A regional independent insurance adjusting firm serving property and casualty carriers, TPAs, and self-insured entities across the Southeast, with a reputation for technical accuracy and quality field reporting that differentiates it from volume-focused competitors. A recently launched multi-state claims call center adds a new revenue line and broadens the firm's service footprint across nine states. The proprietary technology infrastructure and long-standing carrier relationships provide sticky recurring revenue and a defensible competitive position.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $2,500,000
- Cash flow (SDE/EBITDA)
- $581,955
- Est. down payment (10%)
- $250,000
- Est. SBA loan (10yr @ 10.5%)
- $2,250,000
- Est. monthly payment
- $30,360
- Annual debt service
- $364,324
- Owner cash flow after debt
- $217,631
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $2,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $581,955 in annual cash flow (SDE/EBITDA), implying a 4.3x multiple on the asking price.
Where is this professional services business located?
It operates in the North Carolina area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.