A full-service neighborhood supermarket in the New York City metro area has served its community for decades, maintaining a loyal customer base with weekly sales of approximately $35K and gross margins of 35–50%. The operation includes a full basement, an experienced team, and favorable lease terms, making it a turnkey acquisition for an owner-operator. At $600K asking price with $180K in SDE, the deal provides immediate cash flow in one of the world's highest-density urban retail markets.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
Create a free Searcher OS account to see the exact location, full description, broker contact, and detailed financials — plus add this deal to your pipeline and run the numbers in our calculators.
The asking price is $600,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $180,000 in annual cash flow (SDE/EBITDA), implying a 3.3x multiple on the asking price.
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
