Listed 2 weeks ago Retail & E-commerce

Gift And Import Store for Sale in New York

Asking price
$171,000
Cash flow (SDE/EBITDA)
$86,904
Multiple
2.0x
Verified today

Why this business stands out

This specialty retailer sells heritage-themed gifts and imported merchandise through a focused retail concept. A long operating history and reported owner cash flow provide a foundation for a buyer seeking an established store with differentiated product offerings.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$171,000
Cash flow (SDE/EBITDA)
$86,904
Est. down payment (10%)
$17,100
Est. SBA loan (10yr @ 10.5%)
$153,900
Est. monthly payment
$2,077
Annual debt service
$24,920
Owner cash flow after debt
$61,984
Debt Service Coverage Ratio
Strong coverage
3.49x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $171,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $86,904 in annual cash flow (SDE/EBITDA), implying a 2.0x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the New York area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.