Listed 5 months ago Retail & E-commerce

Car Wash & Lube for Sale in New York

Asking price
$5,799,000
Cash flow (SDE/EBITDA)
$750,000
Multiple
7.7x
Checked 11d

Why this business stands out

This auto spa and lube operation in the New York metro area includes the owned real estate on a substantial parcel, combining a cash-flowing service business with long-term property appreciation potential in a desirable suburban market. The business generates $750,000 in net income, reflecting strong demand for recurring automotive services in a high-density residential area. An acquisition of this type — operating business plus real estate — is well-suited for a buyer seeking asset-backed cash flow with limited dependency on lease renewals.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$5,799,000
Cash flow (SDE/EBITDA)
$750,000
Est. down payment (10%)
$579,900
Est. SBA loan (10yr @ 10.5%)
$5,219,100
Est. monthly payment
$70,424
Annual debt service
$845,087
Owner cash flow after debt
-$95,087
Debt Service Coverage Ratio
Below coverage
0.89x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $5,799,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $750,000 in annual cash flow (SDE/EBITDA), implying a 7.7x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the New York area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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