Listed 2 weeks ago Retail & E-commerce

Established Asset-rich Art Gallery for Sale in New York, NY

Asking price
$1,200,000
Cash flow (SDE/EBITDA)
$120,000
Multiple
10.0x
Checked 11dGrowth Trajectory

Why this business stands out

This fine art gallery in the Northeast combines established retail operations with substantial inventory value and an additional framing revenue opportunity. The business can be relocated, providing flexibility for a buyer seeking an inventory-backed specialty retail platform with geographic independence.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,200,000
Cash flow (SDE/EBITDA)
$120,000
Est. down payment (10%)
$120,000
Est. SBA loan (10yr @ 10.5%)
$1,080,000
Est. monthly payment
$14,573
Annual debt service
$174,876
Owner cash flow after debt
-$54,876
Debt Service Coverage Ratio
Below coverage
0.69x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $1,200,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $120,000 in annual cash flow (SDE/EBITDA), implying a 10.0x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.