Insurance Agency for Sale in Syracuse, NY
Why this business stands out
A nationally affiliated insurance agency in the Central New York region with a large recurring book of business and above-average policy retention rates. The agency includes a professional office, fully trained staff, and all operational infrastructure needed for immediate continuity. No insurance background is required, and the recurring commission structure from renewals provides stable, predictable cash flow for a new owner.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $995,000
- Cash flow (SDE/EBITDA)
- $1,240,000
- Est. down payment (10%)
- $99,500
- Est. SBA loan (10yr @ 10.5%)
- $895,500
- Est. monthly payment
- $12,083
- Annual debt service
- $145,001
- Owner cash flow after debt
- $1,094,999
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this professional services business cost?
The asking price is $995,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $1,240,000 in annual cash flow (SDE/EBITDA), implying a 0.8x multiple on the asking price.
Where is this professional services business located?
It operates in the Syracuse area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.