Listed 2 months ago Personal Services

Tanning Salon Portfolio for Sale in New York, NY

Asking price
$950,000
Cash flow (SDE/EBITDA)
$173,722
Multiple
5.5x
Verified 4dAbsentee OwnerRecurring Revenue

Why this business stands out

This two-location tanning salon portfolio in New York City operates on a semi-absentee basis with well-maintained equipment and strong leases in high foot-traffic neighborhoods near major fitness brands. Combined 2024 revenue exceeded $900,000 with a nearly 19% SDE margin, demonstrating healthy unit economics despite minimal marketing investment. A new operator with active management focus or marketing investment could meaningfully expand revenue at both locations.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$950,000
Cash flow (SDE/EBITDA)
$173,722
Est. down payment (10%)
$95,000
Est. SBA loan (10yr @ 10.5%)
$855,000
Est. monthly payment
$11,537
Annual debt service
$138,443
Owner cash flow after debt
$35,279
Debt Service Coverage Ratio
Meets SBA minimum
1.25x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $950,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $173,722 in annual cash flow (SDE/EBITDA), implying a 5.5x multiple on the asking price.

Where is this personal services business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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