Children S Day Care for Sale in New York, NY
Why this business stands out
This licensed children's day care center on Long Island, New York has operated for over a decade and generates $135,000 in annual owner earnings in one of the most supply-constrained childcare markets in the country. Childcare demand on Long Island consistently outpaces available licensed capacity, providing structural protection against competitive pressure. The flexible five-day operating schedule and strong enrollment base make this an attractive acquisition for an owner-operator in the education and childcare sector.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $500,000
- Cash flow (SDE/EBITDA)
- $135,000
- Est. down payment (10%)
- $50,000
- Est. SBA loan (10yr @ 10.5%)
- $450,000
- Est. monthly payment
- $6,072
- Annual debt service
- $72,865
- Owner cash flow after debt
- $62,135
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $135,000 in annual cash flow (SDE/EBITDA), implying a 3.7x multiple on the asking price.
Where is this personal services business located?
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.