Listed 2 months ago Personal Services

Profitable Turnkey Barbershop for Sale in New York, NY

Asking price
$295,000
Cash flow (SDE/EBITDA)
$130,000
Multiple
2.3x
Verified todayRecurring RevenueSticky Customers

Why this business stands out

This neighborhood barbershop in the New York metro area generates strong cash flow relative to its asking price, with established clientele and a streamlined walk-in and appointment-based service model. The business is positioned as a turnkey acquisition with systems in place and meaningful upside available through extended hours or additional chair rentals. Its location within a densely populated metro market supports consistent demand with limited marketing investment required.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$295,000
Cash flow (SDE/EBITDA)
$130,000
Est. down payment (10%)
$29,500
Est. SBA loan (10yr @ 10.5%)
$265,500
Est. monthly payment
$3,583
Annual debt service
$42,990
Owner cash flow after debt
$87,010
Debt Service Coverage Ratio
Strong coverage
3.02x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $295,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $130,000 in annual cash flow (SDE/EBITDA), implying a 2.3x multiple on the asking price.

Where is this personal services business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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