This three-concept beauty and wellness operation in the New York City metro area occupies approximately 3,500 sq. ft. across multiple levels, housing a hair salon, nail salon, and med spa under fully absentee ownership with over 10 years remaining on the lease. The lower-level med spa alone required over $1M in buildout investment, all completed within the last five years, giving a buyer a modern, fully equipped facility at a fraction of replacement cost. The multi-revenue-stream model with desirable lease terms and an absentee structure makes this an attractive passive investment.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $950,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $240,000 in annual cash flow (SDE/EBITDA), implying a 4.0x multiple on the asking price.
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
