Independent Retail Pharmacy for Sale in New York, NY
Why this business stands out
This New York metro area independent pharmacy occupies a high-visibility storefront with strong foot traffic from surrounding residential density, generating $3.3M in revenue and $315K in cash flow while operating under absentee management with eight employees. Acceptance of all major insurance networks including Medicare, Medicaid, and major PBMs ensures a broad, recurring patient base with predictable dispensing volume. The seven-year lease with a five-year option provides long-term site stability, while the healthcare services model offers recession-resistant, subscription-like revenue.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $850,000
- Cash flow (SDE/EBITDA)
- $315,000
- Est. down payment (10%)
- $85,000
- Est. SBA loan (10yr @ 10.5%)
- $765,000
- Est. monthly payment
- $10,323
- Annual debt service
- $123,870
- Owner cash flow after debt
- $191,130
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this healthcare & wellness business cost?
The asking price is $850,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $315,000 in annual cash flow (SDE/EBITDA), implying a 2.7x multiple on the asking price.
Where is this healthcare & wellness business located?
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.