Licensed Childcare Center for Sale in Rochester, NY
Why this business stands out
This licensed and state-regulated childcare center in the Rochester, New York area has operated continuously for over a decade, serving toddlers through school-age children with consistent enrollment and an experienced staff team in place. Day-to-day operations are well-organized with established procedures that support efficient management under current or new ownership. Discretionary earnings of approximately $371,000 on a $1.4 million asking price reflect a mature, community-embedded business with real estate included in the acquisition.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,400,000
- Cash flow (SDE/EBITDA)
- $370,850
- Est. down payment (10%)
- $140,000
- Est. SBA loan (10yr @ 10.5%)
- $1,260,000
- Est. monthly payment
- $17,002
- Annual debt service
- $204,022
- Owner cash flow after debt
- $166,828
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this education & training business cost?
The asking price is $1,400,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $370,850 in annual cash flow (SDE/EBITDA), implying a 3.8x multiple on the asking price.
Where is this education & training business located?
It operates in the Rochester area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.