Listed 2 months ago Education & Training

Licensed Childcare Center for Sale in New York, NY

Asking price
$849,000
Cash flow (SDE/EBITDA)
$295,000
Multiple
2.9x
Checked 11dRecurring RevenueSticky CustomersGrowth TrajectoryRegulatory Risk

Why this business stands out

This licensed childcare center in the New York metro area has served the local community for over three decades, with capacity for more than 100 children spanning infant through school-age programs. Strong enrollment for the upcoming school year and a fully staffed team of long-tenured employees reflect deep community trust and operational stability. Consistent revenue and a loyal family base make this an attractive acquisition in a resilient sector.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$849,000
Cash flow (SDE/EBITDA)
$295,000
Est. down payment (10%)
$84,900
Est. SBA loan (10yr @ 10.5%)
$764,100
Est. monthly payment
$10,310
Annual debt service
$123,725
Owner cash flow after debt
$171,275
Debt Service Coverage Ratio
Strong coverage
2.38x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this education & training business cost?

The asking price is $849,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $295,000 in annual cash flow (SDE/EBITDA), implying a 2.9x multiple on the asking price.

Where is this education & training business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.