Listed 2 months ago Automotive Services

Car Wash And Lube for Sale in New York, NY

Asking price
$3,800,000
Cash flow (SDE/EBITDA)
$500,000
Multiple
7.6x
Checked 14dAbsentee OwnerManager in Place

Why this business stands out

This full-service automotive spa in the New York metro market operates on a semi-absentee model with an experienced manager retained post-sale, making it accessible to passive or semi-passive investors. The business generates strong cash flow relative to its asking price and operates from a high-traffic location with minimal advertising spend. A buyer who adds detailing services or targeted marketing could unlock meaningful upside from an already-profitable platform.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$3,800,000
Cash flow (SDE/EBITDA)
$500,000
Est. down payment (10%)
$380,000
Est. SBA loan (10yr @ 10.5%)
$3,420,000
Est. monthly payment
$46,148
Annual debt service
$553,773
Owner cash flow after debt
-$53,773
Debt Service Coverage Ratio
Below coverage
0.90x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this automotive services business cost?

The asking price is $3,800,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $500,000 in annual cash flow (SDE/EBITDA), implying a 7.6x multiple on the asking price.

Where is this automotive services business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.