Specialty Grocery Store for Sale in New Jersey
Why this business stands out
This kosher mini supermarket in the New Jersey Shore area has built a large and loyal following over eight years of operation, serving an affluent, year-round community with a significant seasonal revenue boost during summer months. A 12-year below-market lease assigned to the new owner and over $250,000 in inventory included in the sale provide immediate operational value and long-term cost stability. Weekly sales and the community's documented growth in recent years support a strong revenue trajectory for an owner-operator positioned to serve this expanding market.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,500,000
- Cash flow (SDE/EBITDA)
- $312,000
- Est. down payment (10%)
- $150,000
- Est. SBA loan (10yr @ 10.5%)
- $1,350,000
- Est. monthly payment
- $18,216
- Annual debt service
- $218,595
- Owner cash flow after debt
- $93,405
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $1,500,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $312,000 in annual cash flow (SDE/EBITDA), implying a 4.8x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the New Jersey area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.