Retail Florist Shop for Sale in New York, NJ
Why this business stands out
Operating in the affluent Bergen County, New Jersey market adjacent to the New York City metro, this retail florist generates over $1.1 million in annual sales from a loyal customer base of event, holiday, and occasion buyers. Established supplier relationships, repeat commercial clients, and a team capable of running operations independently during owner absence support a smooth acquisition transition. The business earns discretionary earnings exceeding 25% of revenue, a strong margin for retail floristry, with meaningful upside available through expanded event and trade show marketing.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $795,000
- Cash flow (SDE/EBITDA)
- $372,400
- Est. down payment (10%)
- $79,500
- Est. SBA loan (10yr @ 10.5%)
- $715,500
- Est. monthly payment
- $9,655
- Annual debt service
- $115,855
- Owner cash flow after debt
- $256,545
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this retail & e-commerce business cost?
The asking price is $795,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $372,400 in annual cash flow (SDE/EBITDA), implying a 2.1x multiple on the asking price.
Where is this retail & e-commerce business located?
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.