This award-winning floral design business operates two locations near the Jersey Shore in the New York metro area, specializing in weddings, events, sympathy arrangements, and everyday floral needs with strong online sales complementing in-store revenue. Decades of brand equity, a loyal customer base, and established vendor relationships provide a turnkey platform for a new owner. With experienced staff in place and marketing strategies already running, the business requires minimal ramp-up time.
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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The asking price is $649,995. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
This business reports approximately $235,256 in annual cash flow (SDE/EBITDA), implying a 2.8x multiple on the asking price.
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.
