Nail And Beauty Salon for Sale in New York, NJ
Why this business stands out
A full-service nail and beauty salon in the New Jersey portion of the New York metro area with over two decades of operating history, a robust client database, and an experienced staff team averaging 25 years of tenure. The business generates $552K in SDE on a $1.43M asking price, a strong earnings multiple for a personal services business of this tenure and market position. Located in a high-traffic retail corridor, the salon benefits from walk-in visibility and deep repeat-client loyalty.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $1,429,000
- Cash flow (SDE/EBITDA)
- $552,650
- Est. down payment (10%)
- $142,900
- Est. SBA loan (10yr @ 10.5%)
- $1,286,100
- Est. monthly payment
- $17,354
- Annual debt service
- $208,248
- Owner cash flow after debt
- $344,402
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this personal services business cost?
The asking price is $1,429,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $552,650 in annual cash flow (SDE/EBITDA), implying a 2.6x multiple on the asking price.
Where is this personal services business located?
It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.