Listed 2 months ago Personal Services

Laundromat Business for Sale in New York, NJ

Asking price
$1,350,000
Cash flow (SDE/EBITDA)
$130,000
Multiple
10.4x
Checked 12dRecurring Revenue

Why this business stands out

A large-format laundromat in the New Jersey portion of the New York metro area with 4,200 square feet of operating space, 70 combined machines, and 16 years of continuous operation. The business generates $130K in cash flow on a $1.35M asking price, representing a stable recurring-revenue service business with a strong equipment base. Long operating tenure and an established neighborhood customer base provide a predictable foundation for continued operation.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,350,000
Cash flow (SDE/EBITDA)
$130,000
Est. down payment (10%)
$135,000
Est. SBA loan (10yr @ 10.5%)
$1,215,000
Est. monthly payment
$16,395
Annual debt service
$196,735
Owner cash flow after debt
-$66,735
Debt Service Coverage Ratio
Below coverage
0.66x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this personal services business cost?

The asking price is $1,350,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $130,000 in annual cash flow (SDE/EBITDA), implying a 10.4x multiple on the asking price.

Where is this personal services business located?

It operates in the New York-Newark-Jersey City area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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